I personally always love the Pure term insurance plans. This is because they are innocent and never charge you much amount of premium. The main benefit of term insurance plan is that, they will give you significantly larger insurance cover in comparison to the amount of premium.
While I don’t like is any insurance cum investment product such as ULIPs, Moneyback insurance plans, Endowment policies or any other insurance cum investment products.
The following are India’s Top 4 Online Term Insurance plan. Go for any of them. All of them are excellent term insurance plans of India. And yes, always follow the following combination.
Term Insurance + Equity Mutual Funds (2-3) + PPF is the best combination.
01) ICICI Prudential Life – iProtect
Thus is a pure term online insurance plan. And the premiums of this plan are very very low. You can simply buy this term insurance plan online from the website of ICICI Prudential.
AEGON Religare iTerm is India’s cheapest term insurance plan that you can buy online hessle free. Just go through the above link and see the review of this plan.
Kotak e-Insurance is the recently launched online term insurance plan. The main advantage of this online term insurance policy is that, you will be charged 10% less annual premium when you buy online. This is because when you buy online, the company does not have to pay distributors and agents commission.
04) Metprotect online
This is the 4th Online term insurance plan in India which has similar features of that of all of the above plans.
Thus, this shows that the online insurance is growing in India and more and more companies are now offering their insurance plans online.
What I like about online insurances in India is that, all of these companies come up with the term insurance plans which are the real insurance plans without any un necessary charges and expenses. And the main advantage of buying online is that you pay less premium here and renew them from your home via online.
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