Best Health Insurance Plans India for Individuals

Best Health Insurance Plans India for Individuals

Let us today discuss about the best health insurance plans in India. Basically heath Insurance is not something where you shop for cheap. You should see several benefits like cashless facility at your nearest hospitals, Daily allowances (if any), Premiums, Customer reviews and many more.

Here is a List of Best Health Insurance Plans in India. I have analyze several health policies in several criterias and according to me following are the best health insurance plans for Individuals in India.

01) HDFC Ergo -

- Sum Assured: Rs. 3 Lakhs

- Annual Premium: Rs. 3,653

- No Medicals up to Age 45

- Renew Up to 65 Years

02) Apollo Munich Health Plan -

- Sum Assured: Rs.3 Lakhs

- Annual Premium: 4,302

- No Medicals up to Age 45

- Renew up to Lifelong

03) Bajaj Allianz Health Ensure -

- Sum Assured: Rs.1 Lakh

- Annual Premium: 1,267

- Hospital Daily Allowance: Rs.1000 daily

- Nursing Allowance: Yes.

- Renew up to 65 years

There are several other health insurance plans in India offered by several insurance companies (Both General and Life Insurance companies). However, if you want to buy only one health insurance plan than I will advise you to go for Apollo Munich Health Insurance Plan.

This is because it has Rs.3 lakh of cover as well as you can renew it up to life ling. No other health insurance plan in India other than Apollo Munich will give you more than 65 years of health insurance cover. But you can renew your Apollo Munich health insurance plan life long. So go for it.

The rest of the above two plans are also excellent. If your age is young and you want to cover less amount than go for Bajaj Allianz (Rs.1 lakh of Cover).

However, as your age advance, the first two plans are best suitable for you.