Debt Consolidation Services

Debt Consolidation Services

Debt Consolidation means converting your several high interest paying loans into a single low interest paying loan most commonly backed by your home.

There are several services come under this. Here is a List of these services. In India, Debt Consolidation is not commonly practice. But in countries like USA, Debt Consolidation practice is very routine.

- Consumer Credit Counseling Services – Here they will educate and assist you in managing your debts. In India ICIC Bank’s DISHA & Bank of India’s Abhay are the Best Credit Counseling Services.

- Professional Debt Elimination Program - Making the decision to take control of your debt is the first step toward reducing your debt and becoming in charge of your finances. Here they will help you to change your bad financial and money spending behaviour.

- Credit Card Debt Consolidation Services – Here they will assist you in handling your multiple Credit Card debts into converting a single low interest rate paying debt.

- Unsecured Debt Consolidation Services – Here you can get a debt consolidation loan even without putting your home or any other Asset as a Collateral.

- Reduction in your Interest rate to as low as 0% – These kind of services assist you in negotiating with your lenders. Sometimes they bring down the interest rate of your debt consolidation loan to as low as 0%.

- Debt Settlement Program – Here they will assist you in settling your debt.

Thus, there are several kind of Debt consolidation services. You can go for any of these services according to your need.