You should know your General or Life Insurance Premium Better. You have to understand the fact that living in different parts of areas of city can also affect your Insurance Premiums. If you are one of those who believed that only age, gander and the sum insured could make a difference in premium, you were wrong.
Insurance companies have a host of criteria that they take into account while deciding on the premium of your policy.
Here are the factors, you may find yourself paying a lower or higher Premium -
- You are a doctor, lawyer, chartered accountant or army official
- You live in an area of the city where discounts are offered.
- You are engaged in a high risk job or live war torn areas
- You take great interest in Adventure sports
- You consume a large amount of Alcohol or smoke excessively
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