HDFC Home Loan

HDFC is India's major Home Loan provider. There are so many advantages of taking HFC Home Loans. Here are few of these advantages.


Home Loan Counselling - Sharing of over 30 years of home loan experience

We have been a part of a 30 year journey with our 33 Lakh customers. Our home loan counsellors offer you the time tested advice.

Be it legal documentation, project or builder approvals, and technical advice, we look forward to sharing with you and this service is absolutely free. Our project approval facility provides our customers the comfort of purchasing properties from builders who have complied with all basic documentation.

Door Step Service

We offer door step service. Please call HDFC Home Line call for our Sales Executive to assist you or get in touch with the HDFC Office near you, please click here.
We help you find your dream home

You can buy, sell, lease residential or commercial properties through HDFC Realty.

Wide Product Range

We provide loans to meet all your requirements for you to make that house a home.
Home Loans, Home Improvement Loans, Home Extension Loans, Loans to professionals for office or clinic, Home Equity Loans (Loan Against Property), Loan Against Rent receivables, Short Term Bridging Loan.
Loans on Adjustable Rate, Fixed Rate. 2-in-1 Home Loans -->

Multiple Repayment Option

Step Up Repayment Facility
Helps young executives take a much bigger loan today based on an increase in their future income, this helps executives buy a bigger home today!
Flexible Loan installments Plan
Often customers, parents and their children, wish to purchase properties together. The parent is nearing retirement and their children have just started working. This option helps such customers combine the incomes and take a long term home loan where in the installment reduces upon retirement of the earning parent.
Tranche Based EMI
Customers purchasing an under construction property need to pay interest ( on the loan amount drawn based on level of construction) till the property is ready . To help customer save this interest, we have introduced a special facility of tranche Based EMI. Customers can fix the installments they wish to pay till the property is ready. The minimum amount payable is the interest on the loan amount drawn. Anything over and above the interest paid by the customer goes towards Principal repayment. The customer benefits by starting EMI and hence repays the loan faster.
Accelerated Repayment Scheme
Accelerated Repayment Scheme offers you a great oppourtunity to repay the loan faster by increasing the EMI. Whenever you get an increment, increase in your disposable income or have lumpsum funds for loan prepayment, you can benefit by:
Increase in EMI means faster loan repayment
Saving of interest because of faster loan repayment
You can invest lumpsum funds rather than use it for loan prepayment. The return from the investments also gives you the comfort of paying the increased EMI..

Wide network of financing

With over 200 offices, 90 outreach programs - HDFC is able to provide home loans in over 2400 locations in India. You can apply at your local HDFC office for properties in locations where we finance.

Post Disbursement Services

Income tax Certificate to enable you to claim the tax benefits are sent to you. This service is absolutely free.
Loan Repayment

ECS facility
Post dated cheques - No charges for replacement of cheques
Loan repayment at any HDFC offices