Kotak Multi Asset Allocation Fund Review

Kotak Multi Asset Allocation Fund Review

Let us today review Kotak Multi Asset Allocation Fund. Well, as the name suggests, the fund invests in multiple assets means equity, debt and gold.

This is basically a debt fund which invest primarily in debt and debt related instruments. The fund will invest 75-90% in debt and money market instruments to generate regular income for the investors while 5-20% in Equity and equity related instruments for growth. The fund will also invest 5-20% of its assets into Gold.

Thus, over all this fund is the open ended debt fund. Very specifically speaking, the fund is open ended Hybrid fund (Debt oriented).

The fund will invest in Gold via Gold ETFs. Thus, this fund will invest in 3 primary assets – Equity, Debt and Gold.

Which type of Investors invest in this Fund?

Well, this is the fund in which investors who want to invest mainly in debt and small amount in equity and gold can invest. This fund is mainly for SAFE investors as it invests most of its assets into debt. While at the same time invests minor proportion into gold and equity.

Who should not invest in this fund?

The investors who want absolute growth of their capital should not invest in this fund. I mean young investors who are in their twenties and thirties should not invest in this fund. This is because in early age it is advisable to invest 100% of your money into equity for the growth.

The main advantage of this fund is that, you will enjoy all the 3 asset classes (Equity, Debt & Gold) in one single fund and that’s why it will be very convenient to you.