Wednesday, October 27, 2010

Government Health Insurance Scheme: RSBY India

Government Health Insurance Scheme: RSBY India

Many of you may not know about the Rashtriya Swasthya Bima Yojana.

Well, it is the health insurance scheme launched by government of India for people below the poverty line. This scheme offers up to Rs.30,000 of annual health insurance cover to people living below poverty line.

Up to now, 19 Million + RSBY cards has been distributed. And now, Government of India is planning to extend this health insurance policy among the people who are mathematically above the poverty line but still can’t afford the costly health care services in India.

According to Economic times,

The Union Cabinet will consider including the country’s four million-plus domestic workers into its flagship insurance scheme for the poor, rashtriya swasthya bima yojana (RSBY), after adding street vendors to the eligible categories last week.
Rickshaw pullers, taxi drivers, auto drivers and sanitary workers are next in queue, but it would take a while before these proposals are formalised, a government official has said.
“India’s domestic workers are not covered under any labour legislation and for the first time they are being made eligible for some social security cover,” a labour ministry official told ET.
The RSBY has, so far, extended free health care up to Rs 30,000 annually to below poverty line, or BPL, families. And starting with street vendors and now domestic workers, the government has plans of bringing all vulnerable sections of the society under the scheme gradually.

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