My Mutual Funds Portfolio Review

Let us today discuss about my own Mutual Funds Portfolio. I have Invested Rs.2,00,000 (2 Lakhs) in 7 Equity Diversified Mutual Funds on May 2007. Today 2 years have been passed and Economy’s Great Recession/Depression has also running. We are in the Middle of the Recession.

Let us discuss that, How much return my MF Portfolio has generated up to now?

Last year, I have reshuffled my MF Portfolio & make it just 4 MFs Compact Portfolio. Out of which 3 funds are Large Cap funds while 1 is Mid cap Fund.

Here is my MF Portfolio.

01) DSP Blackrock Lynch T.I.G.E.R. Fund

02) HDFC Top 200 Fund

03) SBI Magnum Umbrella Contra Fund

04) Reliance Growth Fund (Midcap Fund)

Today the Net worth of My Portfolio is Rs.2,30,000. And that is Rs.30,000 Net profit and this is 7.5% Compounded Annual Return since May 2007.

Now, 7.5% Compounded annual Return is much better return if we consider the last 2 years. Because the year 2008 was the year of Recession & Economic slowdown world wide. And even though today My Portfolio has given me 7.5% Compounded Annual Return.

Of course, Gold has given much higher return than this. But in the Long run, the Equity will definitely beat any other Asset Class.

Just tell me that, How Many of you have achieved the same returns like me from Equity during the same time period (7-8% Compounded Annual).?

Not Many Right?,….. Because the most important factor that prevents you from staying Invested in the market is FEAR. And the other factor that forces you to Invest in the speculative items is the GREED.

I know several of my friends who have lost almost 50-90% of their Portfolio Worth during the same time. And during the same time My Invested money have given me + 7.5% Compounded Annual Return.

Is it because I have invested in the above 4 Mutual Funds?….Well, I don’t think so. Actually Investment is Not Risky but Investor is Risky.

Just Remember my Words,

“95% of the people have made money who have invested in the stock market for more than 5 years and 100% people have made money from the stock market who have invested for more than 10 years… Of course in the Fundamental Companies.”

So Invest in Fundamental Companies and Go to Sleep…..!!!!!