Health Insurance Plans India Review

 

Health Insurance Plans India Review

There are lots of insurance companies (General and Life) in India which provide you various kind of health insurance plans. This article is all about the review of the most popular health insurance plans of India.

I will give pros and cons of each and every best health insurance policy of India in this single article. So save this page for your future reference or simply print it out.

So here we go.

01) HDFC Ergo Health Suraksha -

This is one of the best health insurance policy in India. The main advantage of this policy is that there is not any medical checkups up to the age of 45 years. You can renew this policy up to the age of 65 years of age. And annual premium is Rs.3650 for sum covered Rs.3 lakhs (Age 30 years).

02) Apollo Munich Health Insurance -

This is probably the best health insurance policy of India. The main salient feature of this health insurance plan is that, You can renew it lifelong. There are not any restrictions for renewals up to the age of 65 years like other health insurance policies. And no Medicals up to 45 years of age. The premium is a little bit higher.

03) TATA Aig Health Insurance -

TATA AIG is one of the reputed health insurance company. The main advantage of this health insurance plan is that it has lower annual premiums than many other health insurance policies and you can add a critical illness rider.

04) Bharti Axa Smart Health Insurance Policy -

Again low premium health insurance policy with renewal age up to 70 years of age and no medicals up to 45 years of age. Most of the health insurance policies give the renewal up the age of 65 years only but this policy has renewal up to 70 years of age.

05) Star Medi Classic Health Insurance -

No medical check-up to the 50 years of age and renewal up to the age of 65 years with moderate premiums. If you have passed your age of 45 years and don’t want to go for medical check-ups than this policy is for you. Go for this policy as it does not have any medicals up the age of 50 years.

06) Chola Mandalam Basic Health Insurance -

Moderate premium with no medicals up the age of 45 years and renewal age up to the age of 69 years.

07) Royal Sundaram Health Shield Standard -

Moderately higher premium. No medicals up to the age of 45 and renewal up the age of 70.

08) Max Bupa Health Insurance -

The only health insurance policy of India which can give you the health insurance cover of up to Rs.50 Lakhs. Well, yes. if you want to cover yourself with Rs.50 lakhs of heath cover than this is the right policy for you. The annual premium will be just Rs.51,609 if you are 30 today. And yes, you can renew this policy lifelong. There is not any problem.

09) AEGON Religare Health Insurance -

This is the emerging company but has very attractive features. For just 5000 of annual premium you can get sum assured up to Rs.5 lakhs at the age of 30. This is really a good thing.

Thus, the above are the leading health insurance plans by various health insurance companies of India. So go for any one of them as all of them are highly regulated by IRDA.